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Organisation for Economic Co-operation and Development. (2021). Artificial intelligence, machine learning and big data in finance: Opportunities, challenges, and implications for policy makers. OECD Publishing. https://doi.org/10.1787/98e761e7-en

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Tay, L. Y., Tai, H. T., & Tan, G. S. (2022). Digital financial inclusion: A gateway to sustainable development. Heliyon, 8(6), Article e09766. https://doi.org/10.1016/j.heliyon.2022.e09766

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